States Served
  •     Florida
  •     Virginia
  •     Ohio
  •     Pennsylvania
  •     Kentucky
5 Free Financial Clinics

Clients Served
  •     Avg. Household Income: $49,585.50
  •     Avg. Household Size: 2.5
  •     Single: 25%
  •     Married: 75%
  •     Children at Home: 25%
  •     Working/Empty Nest: 37.5%
  •     Retired: 37.5%
  •     Total debt counseled: $525,569
Miles traveled to serve clients, conduct free financial clinics and develop the organization: 13,000 +/-


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    Climbing the Money Tree


    R. Joseph Ritter, Jr. CFP® is a CERTIFIED FINANCIAL PLANNER(TM) and founder of Zacchaeus Financial Counseling, Inc., a non-profit organization providing financial planning services to low-income households and households experiencing financial strain.

    View my profile on LinkedIn